Solid results achieved in 2022
Ready for the challenges, focused on the future
Letter from the CEO
The year 2022 clearly confirmed that PKO Bank Polski is the cornerstone of the Polish banking system and an institution that is very well prepared for the difficult times. Our experience and scale of operation, combined with professionalism of our employees, allowed for aligning the actions to the current needs of clients and the entire national economy.
Pillars of the strategy
Customer at the centresimple, friendly and accessible bank
Lifestyle bankingbank of the future focused on modern acquisition
The best value proposition for business customersthanks to the scale of the PKO BP Group
Leader of the ESG transitionin the Polish banking sector
Agile technologiesand future-ready operations
Culture of innovation and agilityPKO Bank of talents
Leveraging Bank's strong positionfor inorganic growth
ESG transformation one of the pillars of the strategy 2023-2025
01 / 03
Increase in green finance of the Bank by 54% y/y. Reduction in the Bank’s greenhouse gas emissions (Scope 1 and 2) by 61.7% compared to the base year.
We offer growing range of products supporting environmental protection. The Bank’s product offer includes, among other things, a green mortgage, a thermomodernization loan or an eco-loan for the purchase and installation of photovoltaic panels. We offer Biznesmax guarantee from the BGK to corporate customers and the product offer of PKO TFI includes an investment fund “PKO Ecology and Social Responsibility Global Fund”.
02 / 03
In 2022, 252 sponsorship projects received financial support.
In accordance with our mission, we conduct activities whose aim is to have a positive impact on the society, the economy, and the environment. We support activities promoting pro-social attitudes and popularising national heritage, educational and sports projects and actively participates in economic congresses and industry conferences. We actively promote sport, support culture and art, and promote solutions in the field of new technologies.
03 / 03
The female-to-male pay ratio was 93%.
We aim to ensure, promote and popularise diversity in the Bank and whole Capital Group. We care that diversity is present in our organizational culture, strongly embedded in initiatives, daily operations as well as in the relevant policies, regulations and processes. While building teams, we understand that diversity is their important asset as it supports creating innovations and smoothing operations.
Since the first moments of the war in Ukraine, the Bank Group has been involved in various forms of aid. The main efforts were coordinated by the PKO Bank Polski Foundation and financed from the Foundation’s resources and from voluntary donor. A total of 900 people were assisted by the Foundation in 2022, and the value of the aid amounted to nearly PLN 12 million.