39.2. Liabilities in respect of debt securities in issue
2022 Annual Report
| LIABILITIES IN RESPECT OF DEBT SECURITIES IN ISSUE BY MATURITY | 31.12.2022 | 31.12.2021 |
| Measured at amortized cost: | ||
| up to 1 month | 2 669 | 1 067 |
| 1 to 3 months | 791 | 1 820 |
| 3 months to 1 year | 2 851 | 9 978 |
| 1 to 5 years | 9 138 | 10 946 |
| more than 5 years | 61 | 61 |
| Total | 15 510 | 23 872 |
Bonds issued by PKO Bank Hipoteczny S.A.
| Issue date | Type of interest rate | Interest (index + margin) | Nominal value | Currency | Maturity | Carrying amount at 31.12.2022 |
Carrying amount at 31.12.2021 |
| 17.12.2020 | variable | WIBOR3M +0.28 | 224 | PLN | 17.03.2022 | – | 224 |
| 03.02.2021 | variable | WIBOR3M +0.25 | 83 | PLN | 09.05.2022 | – | 83 |
| 29.03.2021 | variable | WIBOR3M +0.35 | 95 | PLN | 03.10.2022 | – | 95 |
| 21.05.2021 | zero-coupon | 364 | PLN | 24.01.2022 | – | 364 | |
| 22.06.2021 | zero-coupon | 384 | PLN | 24.01.2022 | – | 384 | |
| 26.07.2021 | zero-coupon | 300 | PLN | 24.02.2022 | – | 300 | |
| 26.07.2021 | variable | WIBOR3M +0.33 | 418 | PLN | 23.11.2022 | – | 418 |
| 06.09.2021 | zero-coupon | 489 | PLN | 04.04.2022 | – | 488 | |
| 18.10.2021 | zero-coupon | 311 | PLN | 23.05.2022 | – | 309 | |
| 18.10.2021 | zero-coupon | 381 | PLN | 22.04.2022 | – | 380 | |
| 29.11.2021 | zero-coupon | 280 | PLN | 17.03.2022 | – | 279 | |
| 29.11.2021 | variable | WIBOR3M +0.20 | 150 | PLN | 23.05.2022 | – | 150 |
| 24.01.2022 | variable | WIBOR3M+0.28 | 124 | PLN | 25.07.2023 | 126 | – |
| 24.02.2022 | variable | WIBOR3M+0.30 | 115 | PLN | 19.05.2023 | 116 | – |
| 03.10.2022 | zero-coupon | 293 | PLN | 03.04.2023 | 286 | – | |
| 02.11.2022 | zero-coupon | 125 | PLN | 09.05.2023 | 121 | – | |
| 02.11.2022 | zero-coupon | 100 | PLN | 03.04.2023 | 98 | – | |
| 16.12.2022 | zero-coupon | 232 | PLN | 16.03.2023 | 228 | – | |
| 16.12.2022 | zero-coupon | 300 | PLN | 16.06.2023 | 290 | – | |
| Total | 1 265 | 3 474 |
Bonds issued by PKO Finance AB
In September 2022, it redeemed bonds amounting to PLN 3 958 million.
| Issue date | Type of interest rate | Interest rate | Nominal value | Currency | Maturity | Carrying amount at 31.12.2022 |
Carrying amount at 31.12.2021 |
| 25.07.2012 | fixed | 4.00 | 50 | EUR | 25.07.2022 | – | 234 |
| 26.09.2012 | fixed | 4.63 | 805 | USD | 26.09.2022 | – | 3 307 |
| Total | – | 3 541 |
Bonds issued by the PKO Leasing SA Group
| Issue date | Type of interest rate | Interest rate (index + margin) | Nominal value | Currency | Maturity | Carrying amount at 31.12.2022 |
Carrying amount at 31.12.2021 |
| 26.09.20191 | variable | WIBOR 3M + margin | 2 135 | PLN | 28.12.2029 | 1067 | 2 139 |
| 06.08.2021 | variable | WIBOR 3M + margin | 193 | PLN | 07.02.2022 | – | 193 |
| 10.09.2021 | variable | WIBOR 6M + margin | 303 | PLN | 28.01.2022 | – | 303 |
| 08.10.2021 | variable | WIBOR 3M + margin | 278 | PLN | 25.03.2022 | – | 277 |
| 15.11.2021 | variable | WIBOR 3M + margin | 326 | PLN | 07.03.2022 | – | 326 |
| 02.12.2021 | variable | WIBOR 3M + margin | 140 | PLN | 12.04.2022 | – | 139 |
| 17.12.2021 | variable | WIBOR 6M + margin | 267 | PLN | 29.04.2022 | – | 265 |
| 10.10.2022 | variable | WIBOR 3M + margin | 311 | PLN | 17.01.2023 | 310 | – |
| 24.10.2022 | variable | WIBOR 3M + margin | 164 | PLN | 01.02.2023 | 163 | – |
| 14.11.2022 | variable | WIBOR 3M + margin | 182 | PLN | 10.03.2023 | 179 | – |
| 28.11.2022 | variable | WIBOR 3M + margin | 225 | PLN | 27.03.2023 | 222 | – |
| 05.12.2022 | variable | WIBOR 3M + margin | 164 | PLN | 13.04.2023 | 161 | – |
| 22.12.2022 | variable | WIBOR 3M + margin | 88 | PLN | 24.04.2023 | 86 | – |
| Total | 2 188 | 3 642 |
1 The bonds issued as part of securitization of lease receivables taken up by the PKO Leasing SA Group as part of the acquisition of Raiffeisen Leasing Polska S.A. and issued as part of securitization of lease receivables conducted in September 2019. Bonds are secured with securitized lease receivables (see the Note “Information on securitization of the lease portfolio and portfolio sale of receivables”).
Bonds issued by KREDOBANK SA
| Issue date | Type of interest rate | Interest rate (index + margin) | Nominal value | Currency | Maturity | Carrying amount at 31.12.2022 |
Carrying amount at 31.12.2021 |
| 01.12.2017 | variable | UIRD1 6M+0.75 | 233 | UAH | 26.11.2022 | – | 35 |
| 13.07.2018 | variable | UIRD1 6M+0.75 | 250 | UAH | 28.12.2022 | – | 37 |
| Total | – | 72 |
1 Ukrainian Index of Retail Deposit Rates
Mortgage-covered bonds issued by PKO Bank Hipoteczny SA
| Issue date | Type of interest rate | Interest (index + margin) | Nominal value | Currency | Maturity | Carrying amount at 31.12.2022 |
Carrying amount at 31.12.2021 |
| 24.10.2016 | fixed | 0.125 | 500 | EUR | 24.06.2022 | – | 2 300 |
| 02.02.2017 | fixed | 0.82 | 25 | EUR | 02.02.2024 | 118 | 116 |
| 30.03.2017 | fixed | 0.625 | 500 | EUR | 24.01.2023 | 2 359 | 2 312 |
| 28.04.2017 | variable | WIBOR3M +0.69 | 500 | PLN | 18.05.2022 | – | 501 |
| 27.09.2017 | fixed | 0.75 | 500 | EUR | 27.08.2024 | 2 351 | 2 303 |
| 27.10.2017 | variable | WIBOR3M +0.60 | 500 | PLN | 27.06.2023 | 500 | 500 |
| 02.11.2017 | fixed | 0.47 | 54 | EUR | 03.11.2022 | – | 249 |
| 22.03.2018 | fixed | 0.75 | 500 | EUR | 24.01.2024 | 2 360 | 2 314 |
| 27.04.2018 | variable | WIBOR3M +0.49 | 698 | PLN | 25.04.2024 | 708 | 701 |
| 18.05.2018 | variable | WIBOR3M +0.32 | 100 | PLN | 29.04.2022 | – | 98 |
| 27.07.2018 | variable | WIBOR3M +0.62 | 500 | PLN | 25.07.2025 | 507 | 501 |
| 24.08.2018 | fixed | 3.4875 | 60 | PLN | 24.08.2028 | 61 | 61 |
| 26.10.2018 | variable | WIBOR3M +0.66 | 230 | PLN | 28.04.2025 | 233 | 231 |
| 08.03.2019 | fixed | 0.125 | 100 | EUR | 24.06.2022 | – | 460 |
| 10.06.2019 | variable | WIBOR3M +0.60 | 245 | PLN | 30.09.2024 | 244 | 246 |
| 02.12.2019 | variable | WIBOR3M +0.51 | 250 | PLN | 02.12.2024 | 251 | 250 |
| 04.07.2022 | fixed | 2.125 | 500 | EUR | 25.06.2025 | 2 365 | – |
| Total | 12 057 | 13 143 |