75.5. Lessor – finance leases
2022 Annual Report
For more information on credit risk exposures, see note “Credit risk – financial information”.
| GROSS INVESTMENT IN THE LEASE AND MINIMUM LEASE PAYMENTS RECEIVABLE | Gross investment in the lease | of which: | Unrealized income | Net investment in the lease | |
|---|---|---|---|---|---|
| Non-discounted lease payments | Non-discounted not guaranteed residual values attributable to the lessor | ||||
| 31.12.2022 | |||||
| Lease receivables, gross: | |||||
| up to 1 year | 8 554 | 8 494 | 60 | (1 339) | 7 215 |
| 1 to 2 years | 5 888 | 5 834 | 54 | (816) | 5 072 |
| from 2 to 3 years | 3 910 | 3 883 | 27 | (421) | 3 489 |
| from 3 to 4 years | 2 097 | 2 082 | 14 | (185) | 1 911 |
| from 4 to 5 years | 973 | 968 | 6 | (61) | 913 |
| more than 5 years | 341 | 341 | – | (25) | 316 |
| Total gross | 21 763 | 21 602 | 161 | (2 847) | 18 916 |
| Allowances for expected credit losses | (797) | (797) | – | – | (797) |
| Total, net | 20 966 | 20 805 | 161 | (2 847) | 18 119 |
| GROSS INVESTMENT IN THE LEASE AND MINIMUM LEASE PAYMENTS RECEIVABLE | Gross investment in the lease | of which: | Unrealized income | Net investment in the lease | |
|---|---|---|---|---|---|
| Non-discounted lease payments | Non-discounted not guaranteed residual values attributable to the lessor | ||||
| 31.12.2021 | |||||
| Lease receivables, gross: | |||||
| up to 1 year | 7 571 | 7 476 | 95 | (737) | 6 834 |
| 1 to 2 years | 5 305 | 5 245 | 60 | (452) | 4 853 |
| from 2 to 3 years | 3 676 | 3 645 | 31 | (235) | 3 441 |
| from 3 to 4 years | 1 916 | 1 903 | 13 | (108) | 1 808 |
| from 4 to 5 years | 907 | 899 | 8 | (37) | 870 |
| more than 5 years | 423 | 421 | 2 | (18) | 405 |
| Total gross | 19 798 | 19 589 | 209 | (1 587) | 18 211 |
| Allowances for expected credit losses | (660) | (660) | – | – | (660) |
| Total, net | 19 138 | 18 929 | 209 | (1 587) | 17 551 |