Selected financial data derived from the consolidated financial statements
2022 Annual Report
| SELECTED FINANCIAL DATA | PLN million | EUR million | ||||
| 2022 | 2021 |
Change % (A-B)/B |
2022 | 2021 |
Change % (D-E)/E |
|
| A | B | C | D | E | F | |
| Net interest income | 11 813 | 9 882 | 19.54% | 2 520 | 2 159 | 16.72% |
| Net fee and commission income | 4 951 | 4 377 | 13.11% | 1 056 | 956 | 10.46% |
| Net expected credit losses and net impairment allowances on non-financial assets | (1 564) | (1 355) | 15.42% | (334) | (296) | 12.84% |
| Administrative expenses | (7 850) | (6 117) | 28.33% | (1 674) | (1 336) | 25.30% |
| Profit before tax | 4 749 | 6 513 | (27.08%) | 1 013 | 1 423 | (28.81%) |
| Net profit (including noncontrolling shareholders) | 3 333 | 4 873 | (31.60%) | 711 | 1 065 | (33.24%) |
| Net profit attributable to the parent company | 3 333 | 4 874 | (31.62%) | 711 | 1 065 | (33.24%) |
| Earnings per share for the period – basic (in PLN/EUR) | 2.67 | 3.90 | (31.54%) | 0.57 | 0,85 | (32.94%) |
| Earnings per share for the period – diluted (in PLN/EUR) | 2.67 | 3.90 | (31.54%) | 0.57 | 0,85 | (32.94%) |
| Net comprehensive income | 30 | (2 218) | (101.35%) | 6 | (485) | (101.24%) |
| Total net cash flows | 11 220 | 11 074 | (1.33%) | 2 393 | 2 419 | (1.07%) |
| SELECTED FINANCIAL DATA | PLN million | EUR million | ||||
| 31.12.2022 | 31.12.2021 |
Change % (A-B)/B |
31.12.2022 | 31.12.2021 |
Change % (D-E)/E |
|
| A | B | C | D | E | F | |
| Total assets | 430 683 | 418 086 | 3.01% | 91 832 | 90 900 | 1.03% |
| Total equity | 35 435 | 37 693 | (5.99%) | 7 556 | 8 195 | (7.80%) |
| Share capital | 1 250 | 1 250 | 267 | 272 | (1.84%) | |
| Number of shares (in million) | 1 250 | 1 250 | 1 250 | 1 250 | ||
| Book value per share (in PLN/EUR) | 28.35 | 30.15 | (5.97%) | 6.04 | 6.56 | (7.93%) |
| Diluted number of shares (in million) | 1 250 | 1 250 | 1 250 | 1 250 | ||
| Diluted book value per share (in PLN/EUR) | 28.35 | 30.15 | (5.97%) | 6,04 | 6,56 | (7.93%) |
| Total Capital Ratio (%) | 17.78 | 18.73 | (5.07%) | 17,78 | 18,73 | (5.07%) |
| Tier 1 | 38 139 | 39 412 | (3.23%) | 8 132 | 8 569 | (5.10%) |
| Tier 2 | 2 584 | 2 700 | (4.30%) | 551 | 587 | (6.13%) |
| SELECTED FINANCIAL STATEMENT ITEMS HAVE BEEN TRANSLATED INTO EUR AT THE FOLLOWING RATES | 2022 | 2021 |
| arithmetic mean of the NBP exchange rates at the end of a month (income statement, statement of comprehensive income and cash flow statement items) | 4.6883 | 4.5775 |
| 31.12.2022 | 31.12.2021 | |
| NBP mid exchange rates at the date indicated (statement of financial position items) | 4.6899 | 4.5994 |